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Technological solutions

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Technological solutions ensure secure, rapid, reliable and user-friendly operations for community finance institutions and their members.

That is why technological solutions have been and will continue to be important for development at DID and among DID’s partner Proxfin members.


DID technological solutions at a glance

  • More than 400 institutions have become computerized and optimize their operations using SAF transaction software provided by DID.
  • Seventeen (17) apex structures and central banks now rely on the DECISION System, a decision-making tool designed by DID that consolidates financial data and generates performance reports.
  • More than a million members benefit from DID expertise in the field of technological solutions.
  • More than 250 financial institutions will soon benefit from DID innovation in the area of interconnection allowing inter-coop transactions and transfers of funds.


Technological solutions offered by DID:


SAF transaction software

In collaboration with the Costa Rican firm SYSDE International, DID provides a transaction technological solution adapted to the needs of its partners. SAF banking transaction software developed by SYSDE and implemented by DID technological solution experts, automates financial cooperative operations.

DID has developed a multi-phase software implementation process that includes tools that have already proven their effectiveness in many MFIs.

A mobile application for information on transactions (AMIO)

AMIO, a mobile application for banking operations, is now in use in five countries on either side of the Atlantic.

Designed for handheld computers, this technology is used to great advantage in remote communities, enabling them to introduce automated banking transaction technology into tiny financial cooperatives operating far from major financial centres.

In addition, loan officers can take this tool into the field to carry out transactions with members in their communities.

Over 500,000 individuals can now carry out fast and safe transactions at work or even at home, thanks to AMIO.

AMIO information sheet

DECISION System

Tool for assisting decision making designed by DID which allows networks, apex organizations and central banks to consolidate financial data and generate performance reports.

As a tool to assist strategic decision making, it is used to compile and systemize financial and social data quickly and easily. When introduced within all the components of a single financial institution or within several different financial institutions, it can be used to summarize overall performance.

The DECISION System has been implemented in 2 central banks and in 17 networks with over 800 financial cooperatives and 1.5 million clients across 11 different countries.

DECISION System information brochure

Biometrics

Technology that enables authentification of financial coop members for each transaction using fingerprint analysis as a supplementary signature.

This innovative technology is used with SAF transaction software.

Article: Rwanda: Facilitating Secure Identification of Clients

Interconnectivity

This is a vast project that enables the networks involved to offer their members inter-coop transfer services and transfers of funds.

The inter-coop application enables transactions between members of two financial coops in the same network such as deposits and withdrawals, transfers between accounts or display of balances available. This new system provides for compensation of transactions between network cooperatives via a central fund.

This project is financed by the Bill & Melinda Gates Foundation.

Article: Vietnam: Interconnectivity Serving Rural Development

Architecture

Over the past few years DID has developed a technological vision covering a spectrum of hardware, software and technologies.

The identification of current and future needs to allow a network to obtain a comprehensive view of its data systems is the focus of this approach.


For more information

 

Article: Human resource technology and management, strategic challenges for managers in the financial sector

Article: Interconnectivity: at the core of a vast project undertaken in six DID partner networks

Contact DID.